The area of your stomach from your belly button and the lumbar part of your back:
If the fat is gathering mostly in the area of your stomach, it is because of the excess cortisol levels in the body. So, you should stick to healthy diet habits, and include more vitamins, minerals, and fibers in your daily diet. Also, you should practice stress-relieving exercises such yoga and pilates.
If you have constantly bloated stomach (without fatty tissue) it can be a result of breathing problems or too much alcohol intake. In this case, you should reduce the alcohol intake or consult your doctor if you have breathing difficulties.